LastShelf: A Family Continuity Platform for Emergency Document and Bill Management

LastShelf streamlines family continuity by centralizing emergency instructions and critical documentation

LastShelf is a dedicated platform designed to prevent the chaos that typically follows a medical emergency or death. It allows users to create a "family continuity" plan—a structured map of documents, passwords, bills, and trusted contacts—so that survivors are not forced to search through physical drawers or digital accounts during a crisis.

Core Functionality: Discover, Organize, and Guide

LastShelf operates through a three-step process to move families from fragmented information to a clear emergency roadmap:

1. Discover

The platform identifies critical bills and account details by connecting to the user's existing data sources. This automated discovery reduces the manual burden of recalling every recurring payment or account.

2. Organize

Users review the discovered data and manually add missing details. This stage ensures that the final plan is accurate and contains only the information the user deems necessary for their family to have.

3. Guide

Users designate trusted contacts and provide them with step-by-step instructions. This guidance specifies what to find, who to call, and which critical bills require immediate attention.

Key Features and Integration

LastShelf focuses on providing a centralized directory without becoming a primary financial or password tool. Its key capabilities include:

• Financial Institution Integration: The service connects to over 12,000 global financial institutions, including major banks like Chase, Bank of America, Wells Fargo, and brokerages such as Fidelity and Charles Schwab, to surface important bills.
• Password Management: Rather than storing passwords itself, LastShelf integrates with 1Password to securely share account access.
• Document Mapping: It provides a centralized location for medical wishes, life insurance details, wills, and account access instructions.
• Bill Tracking: The system identifies important bills, including payment details and due dates, to ensure essential services are not interrupted during a family crisis.

Security and Data Handling

To maintain trust while handling sensitive data, LastShelf employs specific boundaries regarding data access:

• Read-Only Financial Access: While the platform reads connected email and bank data to identify bills, it does not have the capability to move money.
• External Password Storage: Password sharing is delegated to dedicated password managers to ensure security best practices are followed.
• Controlled Access: Trusted contacts only receive the specific access and instructions explicitly chosen by the user.

Pricing and Accessibility

LastShelf is offered via an annual plan priced at $99 per year. This subscription includes the automated discovery of bills, guided setup for documents and contacts, and the ability to share account access via 1Password.